Thoughts and stories, by Pal

I have been doing something I never thought I would be doing! I'm going to China, and India! I have had the chance to travel to some exotic, memorable, and beautiful places!  When my husband Wayne was alive, we were living on Social Security and his retirement pension from his 32 years of teaching in Utah public schools.  We were doing okay, but he had a lot of medical expenses, and didn't feel like traveling.  He passed away February 21, 2016, and I thought I would be living my last years in my beloved home town of St. George, Utah.  I even refinanced my home in August of 2016, to get a smaller interest rate!  (It's not smart to do that if you plan to move in at least 5 years).  In early October of 2016, my oldest daughter, Delsy, who was an English teacher in a local high school, told me she planned to retire the next summer, (May 2017), and move to Ogden where she had a home she had been renting.  She said "Mom, you should move up also, as there are many more fa